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Unborn Foal Insurance
Unborn Foal Insurance - (Prospective Foal Insurance)
Prospective Foal Insurance indemnifies you in the event that your unborn foal is not born alive or does not survive to a certain age.
Most commonly, cover is arranged from the date that the mare tests pregnant 45 days after last service, through until the foal is born and reaches 30 days of age.
The premium is partly determined by the age and breeding history of the mare.
As experienced horse persons would be aware, there are many potential problems that can occur along the path to producing a live foal. Prospective Foal Insurance is a high risk and highly specialised cover, requiring specific veterinary reports on the mare at inception (including reports confirming ultrasound scan results, manual pregnancy test results and overall health status).