Monday, 31st May 2010

Horse Biosecurity


Logan Equestrian Cover

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The Logan Equestrian Cover (LEC Pack) policy covers your pleasure horse/s for Death, Accident, Sickness, Disease, Theft & Straying (Basic Cover) and you can then choose to add cover for Veterinary Fees, Legal Liability, Personal Accident and Saddlery & Tack (Additional Covers).

The LEC Pack policy has been designed to meet the needs of those who compete with their horses from pony club level to international standard, and those who simply enjoy a quiet ride once in a while.

The BASIC COVER must be taken in all cases. You can expand on the Basic Cover by selecting any of the optional ADDITIONAL COVER sections.

1. BASIC COVER
(to be taken in all cases)		 MAXIMUM AMOUNT PAYABLE EXCESS

DEATH from Accident, Sickness
or Disease

 

 Sum Insured (each Horse) Nil

THEFT or STRAYING

 

 Sum Insured (each Horse)

Nil
     
ADDITIONAL COVERS (optional) MAXIMUM AMOUNT PAYABLE EXCESS

2. VETERINARY FEES from Accident,
Sickness or Disease

 N.B. The amount payable is limited to the applicable amount below or the same as the BASIC COVER above, whichever is the lesser.

$1,000, $2,000 or $5000 a year per Horse as specified

With $1,000 or $2,000 cover limits: The first $100 of each claim

With $5000 cover limit: The first $250 or each claim

3. LEGAL LIABILITY for injury
or damage

 $500,000 or $1,000,000 0r $2,000,000
any one occurrence		 The first $250 of each claim for loss of or damage to property


 
4. SADDLERY and TACK Sum Insured
Theft from locked buildings - the first $250 of each claim
Theft from locked vehicles - the first $150 of each claim
Other claims - the first $50 of each claim.

5. STALLION INFERTILITY - total and
permanent; resulting from Accident,
Sickness or Disease

 

 The Limit of Liability Nil, however in settlement the Insurers may take ownership of the horse.

CLASS OF USE

A. At Stud, Barrel Racing, Breeding, Campdrafting, Cutting, Dressage, Eventing, Harness Driving, Pleasure, Pony Club, Rodeo Time Events, Showing, Showjumping, Sporting, Vaulting, Western Pleasure.
B. As A. plus - Endurance, Polo, Polocrosse.

EVIDENCE OF HEALTH

Normally we will accept your completion of the Health Declaration in the proposal. However a Veterinary Certificate (download a Horse Mortality Insurance Certificate) is required on each horse -:

  1. Under 30 days of age (done no earlier than 24 hours of age and showing IgG levels), or older than 12 years of age.
  2. Valued at over $20,000.
  3. For which VETERINARY FEES and/or STALLION INFERTILITY cover is required (specific reference to genitalia on stallions where infertility coverage is proposed).
  4. Which have been ill or have had an accident in the past 12 months.
  5. When specifically requested by the Insurers.